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The benefit cap

The government have set a limit on the amount of benefit that working age people can get. This is called the benefit cap.

The aim of the benefit cap is to stop people getting more in benefit payments than the average wage (after tax and national insurance). The benefit cap will only apply to working age people. People of pensionable age will not be affected by the change.

When a household’s total benefit entitlement exceeds the cap, the amount of housing benefit received will be reduced. The cap will also be applied to people claiming universal credit.

Online calculator

There is an online calculator to help you see whether you are affected by the benefit cap and if so, by how much.

For a personalised calculation go to