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Contents insurance

If you can’t afford to replace it, you should really think about insuring it!  

What would you do if you lost everything because of a fire or flood in your home? 

As your landlord, it is our responsibility to insure the building in which you live. Buildings insurance covers the cost of repairing damage to the structure of a property, as well as the cost of replacing things like pipes, cables and drains.  

This insurance DOES NOT include your personal possessions.   

It’s your responsibility to arrange home contents insurance to cover your belongings from accidental damage and fire, flooding and theft.    

No matter how careful you are, accidents can happen and there’s always a risk that your belongings, such as carpets, furniture, curtains and costly electrical items could be damaged and need replacing. 

By taking out a contents insurance policy, that can cost just a few pounds a week, you can relax knowing that everything can be replaced.     

The widespread flooding that we have seen in a number of areas this year really brought home the importance of contents insurance, with customers who didn’t have this cover struggling to replace furniture, clothing and household appliances.  

There have also been several house fires which caused extensive damage and resulted in the loss of belongings. 

 Please visit the Citizen's Advice website for further contents insurance guidance.